Platform fees

Compare creator tip fees: Ko-fi, Buy Me a Coffee and more

Compare platform fees on tips and recurring creator support. Payment processing and access to funds are separate checks from the headline platform fee.

13 platforms

US / USD unless labelled

Last checked

Sources and dates

Ko-fi

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Creator cost
Free account; optional Ko-fi Gold is $12/month. Source
Tip fee
Free mode: 0% one-time tips and 5% on other sales. Standard mode: 5% all transactions. Gold: 0% on new payments; all memberships started before Gold keep 5%. Source
Payment processing
PayPal/Stripe processing applies separately and varies by account, country, and currency; Ko-fi says it is typically around 3% + $0.30. Source
Money access
Payments go directly to PayPal or Stripe, without a Ko-fi payout step or minimum balance. Source

Buy Me a Coffee

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Creator cost
No monthly fee Source
Tip fee
5% platform fee per support transaction Source
Payment processing
US Stripe processing is 2.9% + $0.30; payout processing is 0.5%; international payments add 1% and subscriptions add 0.5%. Creators can cover or pass card fees to supporters. Source
Money access
Payout request starts at $10. First payout takes about 7–14 days including one-time review. After approval, guides say bank transfer takes 3–5 business days or 2–7 business days; the general payout guide says transfers go to Stripe each Wednesday. Source

Buy Me a Chai

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Creator cost
No monthly fee is stated; the official page says there are no fees. Source
Tip fee
0% platform fee; the site describes its service as having no fees or middlemen. Source
Payment processing
Supporters pay creators directly through UPI; BuyMeAChai says it does not process payments. Source
Money access
UPI payments go straight to the creator’s bank account. Source

Tipeee

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Creator cost
Registration and use are free; the platform lists no fixed upfront or subscription charge. Source
Tip fee
Tipeee takes 8% including tax from amounts collected each month. Source
Payment processing
PayPal takes 1% of post-commission payouts, capped at €6; other provider fees may vary. Source
Money access
PayPal tips go to PayPal and card tips go to a bank account; creators need both to receive both types. Source

Trakteer

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Creator cost
Creator pages, fan support, posts, goals, stream gifts and a digital-product Shop. Source
Tip fee
Trakteer charges a 5% platform fee on each support payment. Source
Payment processing
Gateway rates: OVO/DANA/LinkAja 1.65%, Jenius 2.2%, QRIS 0.77%, GoPay/ShopeePay 2%, bank VA Rp4,000, BCA VA Rp3,900, cards 3.4%; Balance/Coin Rp0. Creators may pass gateway fees to supporters. Source
Money access
Terms say Rp5,000 per withdrawal; Help Center says queued withdrawals are free and instant withdrawals cost Rp5,000. Official sources conflict. Source

Sociabuzz

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Creator cost
No registration or subscription fee for SociaBuzz TRIBE. Source
Tip fee
SociaBuzz charges 5% per transaction. Source
Payment processing
The 5% includes payment-gateway and operating costs. Source
Money access
Withdrawals take up to 3 business days; minimum Rp50,000, with Rp4,500 bank or Rp1,000 GoPay charge. Source

Saweria

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Creator cost
No monthly plan price is shown on the official pricing page. Source
Tip fee
Official schedule: Indonesia 5%–6% per tip (min Rp150); Philippines 10% (min PHP1.50). Terms set 5% standard, but contracts may differ. Source
Payment processing
Additional payment-gateway charges may apply on withdrawal; supported local wallets depend on country. Source
Money access
Payout costs Rp5,000 in Indonesia or PHP50 in the Philippines. Terms allow up to 2 days and charge Rp10,000 monthly after six months of inactivity while funds remain. Source

Streamlabs

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Creator cost
Tip pages are free; creators can accept one-time and monthly tips. Ultra is optional for extra design and domain options. Source
Tip fee
Streamlabs takes no commission on tips. Source
Payment processing
Stripe card tips: standard US rate 2.9% + $0.30; rates vary by creator and donor country. Different-currency tips add 2%. Withdrawals under $2,000 cost 0.5%; over $2,000 cost $10, capped at $10 monthly. The FAQ does not state the fee at exactly $2,000. PayPal fees vary by account. Source
Money access
PayPal tips go to the linked PayPal account; Stripe card tips are withdrawn to the linked bank. Streamlabs does not hold tips. Source

StreamElements

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Creator cost
Razer says creators should connect PayPal to continue earning tips. Source
Tip fee
StreamElements takes no commission on tips. Source
Payment processing
Payment-provider processing fees apply; StreamElements does not publish a current rate table. Source
Money access
Existing SE.Pay balance can be withdrawn until Dec 31, 2026; connect PayPal to continue earning tips. Source

Donorbox

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Creator cost
Standard is free; Pro is $150/month with discounted yearly billing; Premium is custom-priced. Source
Tip fee
Standard: forms and donation pages 2.95%, events and memberships 3.95%; Pro: 1.75% and 2%; Premium: 1.6% and 2%. US ACH platform fees are capped at $25. Source
Payment processing
US domestic USD: Stripe cards 2.9% + $0.30; registered nonprofits 2.2% + $0.30 except AmEx (3.5%). ACH 0.8%, capped at $5; PayPal cards 2.89% + $0.49 (nonprofits 1.99% + $0.49). Donors may cover fees; other rates vary. Source
Money access
Donations go to connected Stripe or PayPal accounts; those processors set payout timing. Donorbox does not hold funds. Source

GitHub Sponsors

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Creator cost
Sponsors can choose one-time or monthly payments to a developer or organization. Source
Tip fee
Personal-account sponsorships have 0% GitHub fee. Organization card sponsorships cost up to 6% total; invoicing removes the 3% card-processing portion, leaving 3%. Source
Payment processing
Organization fee includes 3% card processing and 3% GitHub service processing; invoice billing avoids the card-processing portion. Source
Money access
Stripe Connect payouts usually start on the 22nd monthly; the first payout follows a 60-day hold. ACH or wire pays on the third Thursday after a $100 threshold. Cross-border minimums and country rules may differ. Source

Liberapay

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Creator cost
Recurring donations for public-benefit work; payments cannot promise a reward, and one-time giving is not fully supported. Source
Tip fee
Liberapay takes no cut of donations. Source
Payment processing
Processor fees vary by method, country and currency; Liberapay reports trailing-year averages of 3% for Stripe and 5% for PayPal. Source
Money access
Funds go straight to Stripe or PayPal. Stripe auto-pays to bank by default; PayPal holds funds until the creator spends or withdraws them. Source

Open Collective

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Creator cost
Collectives have no organization subscription. New organization plans are $0, $60 or $320/month; extra costs depend on active collectives and paid expenses. Source
Tip fee
Collective contributions have no platform fee with optional Platform Tips; organizations can choose a 5% Crowdfunding Fee instead. Fiscal hosts set separate fees, usually 4%–10%, sometimes higher. Source
Payment processing
Stripe, PayPal, Wise and other processors set their own fees; Open Collective and fiscal hosts do not add a markup. Source
Money access
Fiscal hosts receive and hold funds for hosted Collectives; independent Collectives use their own bank account. Source

Ko-fi

Tips and support

0%Tips, Free mode
5%Other sales, Free mode

You keep 100% before other fees

Gold
$12 a month
Card fees
About 3% + 30¢
Payouts
Straight to you
+ 2 more rates
All Ko-fi rates
RateWhen
Ko-fi
0%Tips, Free mode
5%Other sales, Free mode
5%Standard modeAll payments
0%GoldNew payments

Memberships started before Gold keep the 5% fee.

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Sources

Buy Me a Coffee

Tips and support

5%Each payment

You keep 95% before other fees

Plan
Free
Card fees
2.9% + 30¢ Stripe
Minimum payout
$10
All rates and sources
All Buy Me a Coffee rates
RateWhen
Buy Me a Coffee
5%Each payment

Payouts add 0.5%, and international payments add 1%.

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Sources

Buy Me a Chai

UPI tips, India

0%Platform fee

You keep 100% before other fees

Plan
Free
Payments
UPI, direct
Money goes
Straight to your bank
All rates and sources
All Buy Me a Chai rates
RateWhen
Buy Me a Chai
0%Platform fee

Buy Me a Chai does not handle payments. Fans pay you directly by UPI.

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Sources

Tipeee

Recurring tips

8%Monthly tips

You keep 92% before other fees

Start
Free
PayPal payout
1%, max €6
Card tips
Paid to your bank
All rates and sources
All Tipeee rates
RateWhen
Tipeee
8%Monthly tipsTax included

You need both PayPal and a bank account to receive both kinds of tips.

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Sources

Trakteer

Fan support, Indonesia

5%Support payments

You keep 95% before other fees

QRIS fee
0.77%
Card fee
3.4%
Withdrawal
Free or Rp5,000
All rates and sources
All Trakteer rates
RateWhen
Trakteer
5%Support payments

Payment method fees are extra, and you can pass them to supporters.

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Sources

Sociabuzz

Fan tips, Indonesia

5%Each payment

You keep 95% before other fees

Start
Free
Gateway
Included
Minimum payout
Rp50,000
All rates and sources
All Sociabuzz rates
RateWhen
SociaBuzz
5%Each paymentGateway costs included

Bank withdrawals cost Rp4,500. GoPay costs Rp1,000.

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Sources

Saweria

Stream tips, Indonesia

5–6%Indonesia
10%Philippines
Plan
None listed
Payout fee
Rp5,000
Inactive fee
Rp10,000 a month
All rates and sources
All Saweria rates
RateWhen
Saweria
5–6%IndonesiaAt least Rp150 per tip
10%PhilippinesAt least PHP1.50

The inactive fee starts after six months without activity.

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Sources

Streamlabs

Stream tips

0%Commission

You keep 100% before other fees

Tip pages
Free
Card fees
2.9% + 30¢ Stripe
Withdrawal
0.5% under $2,000
All rates and sources
All Streamlabs rates
RateWhen
Streamlabs
0%Commission

Streamlabs does not hold tips. PayPal tips go straight to your PayPal.

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Sources

StreamElements

Stream tips

0%Commission

You keep 100% before other fees

Payments
PayPal
SE.Pay balance
Until 31 Dec 2026
Processing
Not published
All rates and sources
All StreamElements rates
RateWhen
StreamElements
0%Commission

Connect PayPal to keep receiving tips. SE.Pay balances can be withdrawn until the end of 2026.

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Sources

Donorbox

Donations

2.95%Standard, donations
1.6%Premium, donations

You keep 97.05% before other fees

Pro
$150 a month
Card fees
2.9% + 30¢ Stripe
Payouts
Via Stripe or PayPal
+ 3 more rates
All Donorbox rates
RateWhen
Donations and forms
2.95%Standard, donations
1.75%Pro
1.6%Premium, donations
Events and memberships
3.95%Standard
2%Pro and Premium

Registered nonprofits get lower card rates. Donors can choose to cover fees.

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Sources

GitHub Sponsors

Open-source sponsorships

0%Personal accounts
6%Organizations, by card

You keep 100% before other fees

Sponsors
One-time or monthly
Invoiced orgs
3%
First payout
60-day hold
+ 1 more rate
All GitHub Sponsors rates
RateWhen
GitHub Sponsors
0%Personal accounts
6%Organizations, by cardIncludes 3% card processing
3%Organizations, invoiced

Payouts usually start on the 22nd of each month.

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Sources

Liberapay

Recurring donations

0%Platform cut

You keep 100% before other fees

Donations
Recurring only
Stripe fees
About 3%
Money goes
Straight to you
All rates and sources
All Liberapay rates
RateWhen
Liberapay
0%Platform cut

Donations cannot promise rewards.

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Sources

Open Collective

Community funding

0%With optional tips
5%Fixed fee option

You keep 100% before other fees

Collectives
Free
Fiscal host
Usually 4–10%
Processing
No markup
+ 1 more rate
All Open Collective rates
RateWhen
Open Collective
0%With optional tips
5%Fixed fee option
Fiscal host
4–10%Typical host feeSet by each host

Fiscal hosts hold the money for hosted collectives.

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Sources

Paid communities and memberships

31 platformsHeadline fees: 0% to 10% (27 percentage rates)

Fan subscriptions and exclusive content

14 platformsHeadline fees: 10% to 25% (11 percentage rates)

Crowdfunding creative projects

9 platformsHeadline fees: 0% to 17%